The Club Telco Club $20 Cap plan is suited to light to average users, who make around 100 calls a month, send around 100 text messages and use 1GB of data. Club Telco includes most types of calls in its cap, including 13/1300/1800 calls, voicemail, MMS, SMS, international SMS and video calls. Excess data is charged at current data rates (50c per MB) and is included in the calls and text value. There is a $50 annual membership fee on this plan, which is taken out in the first month, however Club Telco members receive discounts on a range of services. If you need a replacement SIM card, there is a $10 delivery fee.